Finance Center

at Max Platt Ford-Lincoln

Experience Excellent Financing at the Finance Center at Max Platt Ford-Lincoln

Have you found the perfect new or pre-owned vehicle? Are you curious about what your financial options are before you take a closer look at our inventories? Would you like to discover what type of financing would match your budget and preferences? If you answered yes to any of these questions, we recommend contacting our expert vehicle financing team. Not only can we help you find the perfect lease or loan for your wants and needs, but we're also available to walk you through the entire purchasing process. We want every driver to be able to purchase the right vehicle at the right price point, and we're prepared to accomplish this goal.

Should You Lease or Loan?

One of the biggest vehicle financing questions is whether you should lease or loan your next new vehicle. While both options are great purchasing opportunities, they do come with different benefits and disadvantages. These include:

  • Leasing Pros - When you lease a new Ford or Lincoln vehicle, you'll most likely enjoy lower upfront costs, including a less expensive monthly lease payment. You also have the opportunity to trade your vehicle in once the lease expires, giving you a brand-new vehicle about every three years. Plus, most models have a new car warranty for the life of the lease, meaning any repairs won't be your responsibility.
  • Leasing Cons - Most leases come with mileage and wear-and-tear limitations. If you happen to go over these limitations, you'll be charged a fee. You also aren't allowed to change your vehicle in any way. Leasing tends to be more expensive in the long run.
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  • Loaning Pros - When you loan a vehicle, you'll spend less money in the long run. Getting a car loan means that you own your vehicle and that you have no limitations on mileage, wear-and-tear, or adding accessories. You can also sell or trade in your loaned model whenever you'd like.
  • Loaning Cons - Most loaned vehicles have a slightly higher monthly payment than a leased option. You'll also be responsible for your repairs and maintenance, as any new-car warranties will expire over time.

    • Let Us Help You with Your Next Vehicle Purchase

    No matter whether you want to lease or loan, our team is here to help you accomplish your vehicle purchasing goals. We work with all types of financial backgrounds, credit scores, and purchasing problems and can get you on track to finding and buying the right vehicle for you. We can help with:

    • Applying for Credit - Use our online credit application tool to get a head start on the purchasing process. You can fill out this secure, online application and be ready to move to the next step before you arrive at our Max Platt Ford-Lincoln showroom. All we need is a few pieces of information to determine your application status.
  • Valuing Your Trade-In - Do you have a vehicle that you'd like to trade in towards your next model? If so, we can value your trade-in vehicle and help you sell your car for either cash or trade-in value. You can use our online value your trade-in tool to input the information beforehand.
  • Vehicle Specials and Offers - Here at Max Platt Ford-Lincoln, we sell several brand-new and pre-owned vehicles from which you can choose. We also offer every driver a rotation of new and used vehicle specials. These money-saving models could help you save on your dream vehicle.

    • Contact Max Platt Ford-Lincoln to Learn More About Your Vehicle Financing

    Do you have questions about your next vehicle purchase? If so, we suggest contacting our team, using our many online financing tools, or swinging by  Max Platt Ford-Lincoln. We'd love to sit with you and discuss your many purchasing options and our team is always available to answer whatever questions you may have. Let us help you find and purchase your next Ford or Lincoln vehicle today.

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    1. Max Platt Ford-Lincoln Inc.

      1002 W North St
      Kendallville, IN 46755

      • Sales: (260) 347-3153
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    Get in Touch

    • Contact our Sales Department at: (260) 347-3153

    Finance Hours

    • Monday8am-6pm
    • Tuesday8am-7pm
    • Wednesday8am-6pm
    • Thursday8am-7pm
    • Friday8am-6pm
    • Saturday8am-2pm
    • SundayClosed